Google+ Retirement Planning in Middle Tennessee | Acuff (615) 726-2410 | Acuff & Associates | Retirement Plannning

Retirement Planning Services in Middle Tennessee

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acuff & associates provides the expertise, experience and knowledge employers and financial professionals need to implement effective retirement plans. Acuff & Associates goes above and beyond the basic administrative services to ensure your retirement plan is relevant, timely, efficient, and consistent.



defined contribution plans

401(k), 403(b), 457, PROFIT SHARING, MONEY PURCHASE, AND EMPLOYEE STOCK OWNERSHIP (ESOP) PLANS)

plan design
Recommendations on how the Plan should be structured and identifying your options. We also provide prototype and volume submitter Plan documents.

updating the plan
If there are business or legislative changes, your Plan’s provisions must be amended and updated.

testing
These include the Average Deferral Percentage (ADP) and Actual Contribution Percentage (ACP) tests, IRC 410(b) coverage testing, IRC 415 annual additions limitations, IRC 401(a) non-discrimination testing, and IRC 416 top-heavy testing.

vesting
Determination and monitoring.

monitoring
We make sure Employers’ plans follow their provisions.

consulting
Helping employers adjust their plans during unusual events like mergers, acquisitions, or downsizing, or just when goals change.

forms, filings, and disclosures
There are regular reports to government agencies and participants that we prepare. We prepare all necessary government forms, including the 5500 form for electronic “Efast” filing and 8955-SSA preparation.




defined benefit pension plans

(defined benefit pension and cash balance pension Plans)

plan design
Recommendations on how the Plan should be structured and identifying your options.

updating the plan
If there are business or legislative changes, your Plan’s provisions must be amended and updated

testing
Qualified retirement plans are governed by complex and often confusing rules. Plans can’t discriminate in favor of “Highly Compensated Employees,” so testing is required by the Internal Revenue Service and Department of Labor.

monitoring
We make sure Employers’ plans follow their provisions.

consulting
Helping employers adjust their plans during unusual events like mergers, acquisitions, or downsizing, or just when goals change.

forms, filings, and disclosures
There are regular reports to government agencies and participants that we prepare.



actuarial services


asc 715-60 reporting
The Financial Accounting Standards Board requires that corporations disclose the expenses and obligations of their post-retirement benefits other than pensions.

asset & liability forecasting
Studying the effect of asset allocations on the funding of future benefit liabilities in defined benefit pension plans.

Expert Witness & Special Valuation Services
Providing valuations of pension and other benefits for divorce proceedings and other legal matters.

gasb 45 reporting
The Government Accounting Standards Board requires that government entities disclose the expenses and obligations of their post-retirement benefits other than pensions.