Acuff & Associates is an integrated, full-service provider of services that specializes in planning and providing complete, beginning-to-end administration programs for 401(k) and other types of defined contribution plans and pension plans. These services allow clients to enjoy peace of mind through all stages of the process. We work as a partner with you and your financial advisor to ensure that your retirement plan is the best option for you and your employees.
Our ultimate job is to make your plan meet your goals and help make your employees “retirement ready.”
We are your partner in making sure that your retirement plan process is a seamless benefit to you and your employees. Our method for building your plan is what we call the Acuff Advantage. Our process:
Acuff & Associates specializes in the consulting, implementation, and administration of tax-qualified retirement plans for employers of all sizes. We provide administration services for 401(k) and other defined contribution plans and actuarial services for cash balance and traditional pension plans. Acuff & Associates offers clients and financial professionals the expertise, resources and knowledge they need to make informed decisions and maintain and manage retirement plans.
Acuff & Associates serves employers of all sizes, with clients ranging in size from 1 employee to 17,000 employees in more than 30 states. The size of the employer will affect the way your plan is designed and administered, since different-sized employers typically have very different goals and needs. Acuff will consult to determine the plan that will be the best fit for your company.
The two primary benefits for an employer offering a retirement plan are being competitive by offering the plan as a benefit and the tax advantages for doing so. In order to take advantage of the tax benefit, the plan must comply with complex IRS and DOL requirements and reporting mandates. Often in-house human resource and financial professionals do not have the time, resources or technical expertise to administer these types of tasks.
It’s not only important, it’s critical. Retirement plans have great tax advantages, but they also can have tax consequences. Acuff & Associates works to make sure your plan gets the benefits without the consequences.
The worst mistake a company can make is attempting to administer a retirement plan in-house or choosing partners whose main expertise is not in designing or administering retirement plans. To function properly, a plan needs a team of professionals to work together – you, your financial professional, and your third party administrator.
The costs associated with administering a retirement program vary depending on how many services you choose and the number of participants in your plan. Usually, we provide all basic administrative services for a reasonable, all inclusive fee. Our fees are affordable, transparent and easy to understand. Contact us today for a custom quote.
Summer 2021 Newsletter – Missing Participants: Ready or Not, Here I Come!
Spring 2021 Newsletter – Retirement Planning Is A Team Sport
Winter 2021 Newsletter – 2021 Retirement Plan Cost of Living Adjustments
Summer 2020 Benefits Insight Newsletter – Electronic Delivery Could Save Billions
Fall 2019 Benefits Insight Newsletter – IRS 2020 Limits
Winter 2019 Benefits Insight Newsletter – The Secure Act