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Retirement Planning News

IRS Announces Limits for 2020 | Safe Harbor 401(k) Plan Design | Upcoming Compliance Deadlines | The Final Rule on Hardship Distributions

IRS Announces Limits for 2020 Every Fall, the coming year’s Cost-of-Living Adjustments (COLAs) are released by the Internal Revenue Service. The benefit increases counteract the effects of inflation and keep up with the “cost of living.” See the limits for 2020. Safe Harbor 401(k) Plan Design Safe […]

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2020 Plan Limitations

2020 Contribution and Benefit Limits for Qualified Retirement Plans. Some new limitations will apply to retirement plans and other benefit plans in 2020 as a result of cost-of-living adjustments made by the IRS and the Social Security Administration. The limits for 2020, as well as the 2019 […]

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Automatic Enrollment is on the Rise
&
Protect Your 401(k)

Automatic Enrollment is on the Rise With the future of Social Security in question, it is becoming ever increasingly important for workers to self-prepare for post-retirement living. Studies show that approximately one out of every three eligible workers… Learn More – www. acuff.net summer 2019 newsletter Protect […]

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It’s Testing Season! | Know Your Options | The 401(k) Turns 40

Winter 2019 Newsletter It’s Testing Season Qualified plans must perform annual testing to be sure that the plan doesn’t unfairly discriminate in favor of “highly compensated employees” (HCEs) or exceed the contribution limits set forth by the IRS. Depending on your plan provisions, it isn’t just one […]

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Hardships Get a Little Easier
2019 Cost of Living Adjustments
Helping Hands
‘Tis the season…
Upcoming Compliance Deadlines for Calendar-Year Plans (12/31)
Port in the Storm

Hardships Get a Little Easier 2019 Cost of Living Adjustments Helping Hands ‘Tis the season… Upcoming Compliance Deadlines for Calendar-Year Plans (12/31) Port in the Storm Winter 2018 Newsletter Hardships Get a Little Easier 2019 Cost of Living Adjustments Helping Hands ‘Tis the season… Upcoming Compliance Deadlines […]

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The Retirement Income Gap / Helpful Hints for Plan Sponsors

Summer 2018 Newsletter The Retirement Income Gap Many American workers participate in company retirement plans, methodically contributing to their accounts over time to fund for life after work. Beyond benefiting from employer-funded plans, retirees commonly draw from additional savings tucked away in IRAs or after-tax savings accounts […]

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Who is an Employee? / HSA vs 401(k)

Who is an Employee? / HSA vs 401(k) Spring 2018 Newsletter Who is an Employee? Maintaining a retirement plan for your employees is no easy task. At various points during the year, employers and HR departments field participant questions, help with enrollments, deliver notices and statements, and […]

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Navigating Distributions & Under the New Tax Law

Navigating Distributions & Under the New Tax Law Winter 2018 Newsletter Navigating Distributions The first quarter of the calendar year typically sees an uptick in the number of retirement plan distributions and participant loans. This year may be even busier than most, given the relief announced by […]

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End of the Year Checklist & iWork: The Next-Gen Workforce

End of the Year Checklist                    & iWork: The Next-Gen Workforce December 2017 Newsletter End of the Year Checklist As the year-end approaches, our to-do lists can be lengthy. There are holidays to prepare for, employee performance reviews to complete, and, oh, wait, there is also the year-end […]

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Fiduciary – The New “F” Word & Houston, We Have a Problem…

Fiduciary – The New “F” Word                           & Houston, We Have a Problem… September 2017 Fiduciary – The New “F” Word There has been a large amount of upheaval in the retirement world as of late and it centers around the “F” word. And by “f” word, I […]

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